Your auto is a necessity, a convenience and a source of enjoyment. You want a reliable car and you need insurance you can count on. We work with you to design a policy so that any time your vehicle is damaged, paying for repairs should not be a source of worry.
Auto insurance coverage is designed to help financially cover potential auto-related damages, loss or injuries. It helps protect you, your passengers, your fellow drivers, pedestrians, other people's property and your vehicle. It can also help protect you in the event of an automobile-related lawsuit.
Damage to Your Car:
Collision Coverage is damage done to your car as a result of collision with another auto or object. This coverage also applies to damages sustained in a one car accident like running off the road and flipping the vehicle over.
Comprehensive is anything other than collision and includes theft and damages from perils such as fire, falling objects, missiles, explosion, earthquake, windstorm, hail, flood, vandalism, riot, or contact with animals such as birds or deer.
Towing and Labor is a set amount of coverage to offset the cost of having a wrecked or disabled auto towed to a repair facility.
Rental Reimbursement is a set amount of coverage to help with the cost of renting a vehicle while a covered auto is being repaired.
Roadside Assistance is coverage available on most policies and is an enhanced version of Towing and Labor. This coverage gives you one place to call to get help when your auto is disabled for any reason, even if you just run out of gas.
Damage or Injury to Others - Liability
Bodily Injury is the protection provided by your auto policy if you are at fault in an accident and someone is injured. Your insurance will pay for medical treatment until the person(s) recover or the limit of insurance has been reached.
Property Damage will pay for any property that is damaged as a result of an accident in which you are at fault. Property can be defined as another vehicle, a home, shrubs, public utilities, etc. This insurance will pay to restore the damaged property up to the limit selected on the policy.
Let us take you through the process of building just the right auto policy for you and your family. Call us for a quote today!