The condominium homeowner insurance is designed specifically to bridge the gap between your condo association’s master policy (which insures the property common to all owners) and your own property and personal liability protection.
Your agent will work with you to review the association’s master policy to know what is covered, and where your individual policy will need to respond. In addition to your personal property, you may have to insure built-in features such as cabinets, fixtures, appliances and shelving. And, you may be assessed by the association for losses in common areas. The condominium insurance policy has special coverage for this type of loss.
The condominium policy includes liability and has all of the features of a major homeowner policy, like the ability to increase the value on some items.
Call our office today at 910-392-1985 for a free consultation and quote.